Accounts
Every balance in one household-private view. Enter records by hand or choose automatic bank sync on a paid plan.
Harbor
A calm, private home for your real-life money.
See everything you own and owe in minutes. Automatic bank sync is available on paid plans, and manual entry will always be a full option.
The problem
Real-life money is scattered everywhere.
Your financial life doesn't live in one neat account. It's spread across accounts, bills, subscriptions, debt, savings goals, buckets, and money between you and other people.
BillsSubscriptionsDebtSavings goalsMoney owedAccountsBuckets
Harbor brings all of it into one calm, organized place.
A calm command center for your money
Transactions
Income and spending, recorded as they happen, so the picture matches the life behind it.
Bills & subscriptions
Track recurring due dates, renewals, and ordinary schedule changes.
Goals, debts & buckets
Organize what you are saving, paying down, and setting aside.
Money owed
Keep owed-to-you and you-owe amounts separate and easy to update.
Reports & exports
Review clear summaries and download your records by category.
Family & learning
Household profiles and financial literacy courses are ideas we are considering, not committed features.
Forecasting & payoff planning
Forecasting and payoff planning are ideas we are considering, not committed features.
AI guidance
Optional AI guidance is an idea we are considering, not a committed feature.
How it works
Five calm steps to clarity
Name your Harbor
Give your private household workspace a familiar name.
Add your accounts and numbers
Enter each account and its balance by hand, or choose automatic bank sync on a paid plan; it will always be a choice rather than a requirement.
Add what you pay regularly
Track your bills and subscriptions so nothing sneaks up on you.
Set your safety net
Create savings goals, build your emergency fund, and set aside buckets for what matters.
Watch it come together
Record transactions as they happen, and your full picture builds from day one.
Current Harbor plans
Start with Free and upgrade to Harbor Plus from Settings → Plan. You see the price and renewal terms and agree before anything is charged.
Free
$0forever
The calm Harbor experience for organizing everyday money.
- Manual accounts and transactions
- Bills, subscriptions, debts, goals, and buckets
- Money owed between you and other people
Harbor Plus
$9.99per month
or $99.99/year — two months free
Prices shown exclude applicable sales tax.
Forecasting, payoff planning, and AI guidance are ideas we are considering, not committed features.
- Everything in Free
- Secure automatic bank account syncing — available on paid plans
- Monthly reports and category-by-category CSV export
- Cashflow forecasting — an idea we are considering, not a committed feature
- Debt payoff planning — an idea we are considering, not a committed feature
- The complete Financial Literacy Masterclass — Volumes 1 and 2 — an idea we are considering, not a committed feature
- Optional AI insights — an idea we are considering, not a committed feature; if built, they will be off by default
Privacy-first
Your numbers stay in your household.
Harbor is built privacy-first. Enter your own numbers or choose read-only bank sync on a paid plan. Your numbers stay in your household.
Manual by design
Enter your numbers by hand or choose bank sync on a paid plan. Connecting a bank is optional, never a requirement.
Household-private records
Signed-in access and household rules keep financial records scoped to your Harbor.
Portable data
With Harbor Plus, you can download the records you have entered as category-by-category CSV files.
No data sales
Harbor does not sell your financial data or use it for advertising profiles. AI guidance is an idea we are considering, not a committed feature. If built, AI features are optional, off by default. Your financial data is never used to train AI models.